Student Loans 101
What Are Student Loans?
Student loans are financial tools designed to help you cover the costs of higher education, including tuition, living expenses, and textbooks. They are essential for many students who do not have enough savings or scholarships to fully fund their education.
Why Do You Need a Student Loan?
Whether you are a high school senior planning for college, a trade or technical school student pursuing a specialized career, a graduate student pursuing an advanced degree, or an international student studying in the U.S., student loans can help make your education possible.
- For High School Seniors and Undergraduates: Cover tuition, books, and living expenses.
- For Graduate Students: Access higher loan limits to finance advanced degrees.
- For International Students: Discover U.S. loan options tailored to your unique needs.
- For Trade and Technical School Students: Access financial aid to cover specialized training, certification programs, and living expenses.
What Type of Student Are You?
High School Senior
Plan ahead for college tuition, books, and living costs.
Learn moreUndergraduate
Fund your degree when savings and scholarships fall short.
Learn moreGraduate Student
Finance advanced and professional degrees with higher limits.
Learn moreInternational Student
Explore U.S. loan options designed for non-citizens.
Learn moreTrade and Technical Students
Pay for specialized training and certification programs.
Learn more